An Introduction To How you and the vehicle are covered
No matter if you rent out your vehicle or you would like to hire one, you need to know that if something happens you are covered. Our comprehensive insurance offer has you covered whether you are an owner or a traveller.
Traveller
We want you to have a safe adventure and we know incidents can happen.
At SHAREaCAMPER we want to make sure you are covered in case of accidental damage with one of our two insurance options:
Standard Liability Reduction
- Included in the rental rate
- Security bond of NZD 3,500
Premium Liability Reduction
- Daily rate NZD 35
- Security bond of NZD 500
What is covered?
Standard Liability Reduction (Liability NZD 3,500)
- Accidental exterior damage (scratch, bump, etc.)
Premium Liability Reduction (Liability NZD 500)
- Accidental exterior damage (scratch, bump, etc.)
- Windscreen chip/repair
Not included
- Aesthetic exterior damage (vents, etc.)
- Fixture damage (TV, fridge, radio, etc.)
- Aesthetic internal damage (handbrake cover, ceiling, etc.)
Owner
We offer a tailor made insurance option that kicks in on day one of the rental, and lasts for the duration of the hire. Your vehicle is insured for its value up to NZD 400,000 and legal liability cover up to NZD 10 million. (The cost for this insurance is included in our service fee).
For more information on what you types of damage your vehicle is covered for, please refer to the Zurich Insurance policy or the SHAREaCAMPER terms and conditions.
Traveller
We want you to have a safe adventure and we know incidents can happen.
At SHAREaCAMPER we want to make sure you are covered in case of accidental damage with one of our two insurance options:
Basic Insurance
| Vehicle Type | Daily Fee | Security Bond |
|---|---|---|
| Tier 1 Vehicles | $5/day | $2,500 |
| Tier 2 Vehicles | $9/day | $5,000 |
| Tier 3 Vehicles | $15/day | $7,000 |
Premium Insurance
| Vehicle Type | Daily Fee | Security Bond |
|---|---|---|
| Tier 1 Vehicles | $15/day | $500 |
| Tier 2 Vehicles | $30/day | $800 |
| Tier 3 Vehicles | $50/day | $1,000 |
Owner
We want Owners to have just as a relaxing time as the Travellers do, while their vehicle is out on hire. That’s why we offer a tailor made insurance option that kicks in on day one of the rental, and lasts for the duration of the hire. Your vehicle is insured for its value up to AUD $120,000 and legal liability cover up to AUD $20 million. A small daily fee will be charged for insurance based on the value of your vehicle. In the case of an accident the Traveller is personally liable for the amount of their security bond.
Traveller
When hiring a motorhome, which is covered through the SHAREaCAMPER insurance, the services mentioned below will be provided. When hiring a motorhome, which is covered through the owner’s own rental insurance, please note that the services provided by that insurance will take precedence over the SHAREaCAMPER insurance solution.
Owner
When renting out a motorhome with SHAREaCAMPER, you can either use the SHAREaCAMPER insurance solution or your own rental insurance if you have one at your disposal.
During the hire: What is included in the Rental Insurance?
- Fully comprehensive insurance with a liability of EUR 1000 for accidents caused by the traveller.
- Partially comprehensive insurance with a liability of EUR 1000 for damages caused by the elements: eg. storms, fire, explosion, electric shock, glass, burglary, theft, accidents with animals and animal bites (eg. marten).
- Vehicle liability insurance covering damages up to EUR 100 million.
- Driver protection insurance covering personal injury suffered by any authorized driver of the vehicle as a result of an accident while driving.
- Insurance of embezzlement
- Special motorhome safe conduct (details in FAQ)
Book on top: SaC Travel Insurance for the following insurance benefits
- Travel cancellation costs up to a value of 5000€ with a liability of 75€ (Only included for packages bought within 14 days after the booking confirmation. For packages bought after the 14 days, trip cancellation only will be insured.)
- Bond insurance in case the owner holds back the bond as consequence of a damage caused by the traveller during the hire. The traveller’s liability amounts 250€
- Insurance of interiors up to a value of 8000€ for personal luggage, household goods, loose parts, radio, TV and cameras (2500€ max. per damage) and for computers, mobile navigation systems, mobile phones, radio devices, fax machines, bikes, surfboards and other sport equipments (3000€ max. per damgage)
The SaC Travel Insurance is bookable from EUR 8.40 per day. For bookings with more than 21 days, you get a 10% discount on the total price.
Only bookable via SEPA direct debit with a German IBAN.
For further questions regarding the SaC Travel Insurance, please contact our partner MMV: +49 2452 9770750.
Rent out your Motorhome: These insurance options are available for motorhome owners
1. SHAREaCAMPER insurance solution
Would you like to rent out your motorhome for a few weeks while you don’t need it and would like to cover the operating expenses? The SHAREaCAMPER insurance solution suits you perfectly!How it works:
- You keep your private insurance for private use.
- During rental periods your vehicle is insured through our insurance solution in cooperation with RMV / KRAVAG. Your private insurance will not be liable. KRAVAG’s Terms & Conditions apply. (KA AKB)
- The insurance premium is paid for through the service fee (25 % of the rental fee).
The following rules apply when using the SaC insurance solution:
- Vehicles that were specifically bought for a commercial use cannot be insured
- One vehicle per domicile
- The vehicle has to be registered with a private person (no company)
- Vehicles cannot be rented to close relatives and household members
- Motorhomes with an original value of up to EUR 100,000 and caravans with an original value of up to EUR 30,000 can be insured
- 100 rental nights maximum per year
- maximum age of vehicle 30 years
2. Using your own rental insurance
You would like to rent out your motorhome the whole year and have specifically bought it for this purpose? You will need your own rental insurance for renting out a vehicle commercially.How it works:
- You take out a rental insurance that entitles you to rent out your motorhome or caravan.
- You list your vehicle with SHAREaCAMPER.
- The service fee will be reduced to 10% of the rental fee that you define.
General information
- You need your own rental insurance when renting out your vehicle commercially
- You have to register as a business and register your vehicle as a rental vehicle with the relevant registration authorities
- The insurance will cover rentals as well as your private use of the vehicle
- Please note that own rental insurances in most cases can only be taken out for more than one vehicle per owner